Lend to yourself

Please come in!

Here at Pantbanken Sverige you can quickly and easily borrow money, using an item as collateral. Our company has been in business since 1866 and has 17 pawnshops in nine dirrerent citys, in Sweden and three pawnshops in Finland. Our specialists provide free appraisals. Some of our shops are open on weekends.

What can I use as collateral?

We like to think anything is possible. The most popular items pledged, however, are gold, silver, watches, musical instruments, antiques, art, and other goods, which can be easily stored and have a resale value. For some items we ask to see a receipt and certification. Give us a call!

How long does it take?

Seldom more than five minutes! First the appraisal is made, then your receipt is printed out and you receive your money. The pledged item is then carefully stored away and insured in compliance with laws governing pawn brokering. Information about loans and customers is confidential, of course, protected by privacy laws.

How long may I borrow?

All loans are for four months, but you can pay off your loan at any time. When four months have passed, you may choose to extend your loan by paying the interest. A new loan period will then start on that date. Another option is to pay your interest and a portion of the loan. How large a portion is up to you.

Who may borrow?

Everyone who is at least 18 years of age and has valid identification (a driver¹s licence, SIS, or EU passport) is welcome to come in and take out a loan.

How much does it cost?

Interest rates:

Loan up to   5000 kr     3,75% per month
part over    10.000 kr      2,9% per month
Loan from   25.000 kr     2.20% per month
Loan from   200.000 kr     1,5% per month




To borrow SEK 1 500:- for three months costs SEK 169:-
To borrow SEK 10 000:- for three months costs SEK 1125:-

Interest is calculated on the first day of every month. Interest is tax-deductible and should be reported to the tax authorities.

Transaction fee (for pledging and redeeming): SEK 20- 45:-
Charge for lost receipt: SEK 45:-
Postal redemption or renewal of loan: SEK 45:-

*Flat interest rate, i.e., the same interest rate applies to every krona.

*Intrest 2,20% per month applies only in Stockholm

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