Lend to yourself

Please come in!

Here at Pantbanken Sverige you can quickly and easily borrow money, using an item as collateral. Our company has been in business since 1866 and has pawnshops in Stockholm, Malmö and Västerås. Our specialists provide free appraisals. Some of our shops are open on Saturdays.

What can I use as collateral?

We like to think anything is possible. The most popular items pledged, however, are gold, silver, watches, electronic equipment, musical instruments, antiques, art, and other goods, which can be easily stored and have a resale value. For some items we ask to see a receipt and certification. Give us a call!

How long does it take?

Seldom more than five minutes! First the appraisal is made, then your receipt is printed out and you receive your money. The pledged item is then carefully stored away and insured in compliance with laws governing pawn brokering. Information about loans and customers is confidential, of course, protected by privacy laws.

How long may I borrow?

All loans are for four months, but you can pay off your loan at any time. When four months have passed, you may choose to extend your loan by paying the interest. A new loan period will then start on that date. Another option is to pay your interest and a portion of the loan. How large a portion is up to you.

Who may borrow?

Everyone who is at least 18 years of age and has valid identification (a driver¹s licence, SIS, or EU passport) is welcome to come in and take out a loan.

How much does it cost?

Interest rates:

Loans up to including SEK 5 000:- 3,5% per month
  SEK 5 001 - 10 000:- 3,25 % per month
Portions exceeding SEK 10.000:- 2,75% per month
Loans of SEK 25.000:- and more 2,20% per month*
Loans of SEK 200.000:- and more 0,95% per month*

Examples:

To borrow SEK 1 500:- for three months costs SEK 158:-
To borrow SEK 10 000:- for three months costs SEK 1013:-

Interest is calculated on the first day of every month. Interest is tax-deductible and should be reported to the tax authorities.

Transaction fee (for pledging and redeeming): SEK 40:-
Charge for lost receipt: SEK 45:-
Postal redemption or renewal of loan: SEK 45:-

*Flat interest rate, i.e., the same interest rate applies to every krona.

*Intrest 2,20% per month applies only in Stockholm

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